1761125375
1761130181SimpleXMLElement Object ( [@attributes] => Array ( [version] => 2.0 ) [channel] => SimpleXMLElement Object ( [title] => Finextra Research Headlines [link] => https://www.finextra.com/ [description] => The Latest Financial IT News Headlines [copyright] => Copyright 2025 Finextra Research Ltd [language] => en-GB [webMaster] => contact@finextra.com (Finextra Contact) [image] => SimpleXMLElement Object ( [title] => Finextra Research Headlines [link] => https://www.finextra.com [url] => https://www.finextra.com/finextra-images/site/finextra.png ) [item] => Array ( [0] => SimpleXMLElement Object ( [title] => Consumers increasingly concerned about AI scams [link] => https://www.finextra.com/newsarticle/46796/consumers-increasingly-concerned-about-ai-scams?utm_medium=rssfinextra&utm_source=finextrafeed [guid] => https://www.finextra.com/newsarticle/46796/consumers-increasingly-concerned-about-ai-scams?utm_medium=rssfinextra&utm_source=finextrafeed [pubDate] => Wed, 22 Oct 2025 11:26:00 GMT [description] => A vast majority of consumers are concerned that increasingly sophisticated AI will be used for financial scams and a similar number expect their banks to use the same technology to protect them, according to recently published research ) [1] => SimpleXMLElement Object ( [title] => American Fintech Council calls on CFPB to prohibit open banking data access fees [link] => https://www.finextra.com/newsarticle/46794/american-fintech-council-calls-on-cfpb-to-prohibit-open-banking-data-access-fees?utm_medium=rssfinextra&utm_source=finextrafeed [guid] => https://www.finextra.com/newsarticle/46794/american-fintech-council-calls-on-cfpb-to-prohibit-open-banking-data-access-fees?utm_medium=rssfinextra&utm_source=finextrafeed [pubDate] => Wed, 22 Oct 2025 00:01:00 GMT [description] => In the wake of the Consumer Financial Protection Bureau's decision to ditch its open banking rule, the American Fintech Council (AFC) has called on the regulator to preserve people’s right to access and share their financial data. ) [2] => SimpleXMLElement Object ( [title] => Fed Governor touts 'skinny' masters accounts to promote payments innovation [link] => https://www.finextra.com/newsarticle/46793/fed-governor-touts-skinny-masters-accounts-to-promote-payments-innovation?utm_medium=rssfinextra&utm_source=finextrafeed [guid] => https://www.finextra.com/newsarticle/46793/fed-governor-touts-skinny-masters-accounts-to-promote-payments-innovation?utm_medium=rssfinextra&utm_source=finextrafeed [pubDate] => Wed, 22 Oct 2025 00:01:00 GMT [description] => The Federal Reserve is exploring the introduction of a "skinny" master account that would give access to basic Fed payment services to fintechs and other providers that currently have to work with third-party banks, says Governor Christopher Waller. ) [3] => SimpleXMLElement Object ( [title] => OpenAI hires Wall Street bankers to train AI in financial models [link] => https://www.finextra.com/newsarticle/46795/openai-hires-wall-street-bankers-to-train-ai-in-financial-models?utm_medium=rssfinextra&utm_source=finextrafeed [guid] => https://www.finextra.com/newsarticle/46795/openai-hires-wall-street-bankers-to-train-ai-in-financial-models?utm_medium=rssfinextra&utm_source=finextrafeed [pubDate] => Tue, 21 Oct 2025 21:05:00 GMT [description] => OpenAI has hired more than 100 former investment bankers to help train its AI to build financial models, according to Bloomberg. ) [4] => SimpleXMLElement Object ( [title] => Coinbase buys crypto investment platform Echo [link] => https://www.finextra.com/newsarticle/46792/coinbase-buys-crypto-investment-platform-echo?utm_medium=rssfinextra&utm_source=finextrafeed [guid] => https://www.finextra.com/newsarticle/46792/coinbase-buys-crypto-investment-platform-echo?utm_medium=rssfinextra&utm_source=finextrafeed [pubDate] => Tue, 21 Oct 2025 14:54:00 GMT [description] => Coinbase has acquired crypto investment platform Echo for around $375 million in cash and stock. ) [5] => SimpleXMLElement Object ( [title] => TrueLayer to acquire open banking rival Zimpler [link] => https://www.finextra.com/newsarticle/46786/truelayer-to-acquire-open-banking-rival-zimpler?utm_medium=rssfinextra&utm_source=finextrafeed [guid] => https://www.finextra.com/newsarticle/46786/truelayer-to-acquire-open-banking-rival-zimpler?utm_medium=rssfinextra&utm_source=finextrafeed [pubDate] => Tue, 21 Oct 2025 13:15:00 GMT [description] => London-based payments network TrueLayer is set to expand its presence in Europe after striking an agreement to buy Nordic competitor Zimpler. ) [6] => SimpleXMLElement Object ( [title] => UK pension funds to back fintech startups [link] => https://www.finextra.com/newsarticle/46791/uk-pension-funds-to-back-fintech-startups?utm_medium=rssfinextra&utm_source=finextrafeed [guid] => https://www.finextra.com/newsarticle/46791/uk-pension-funds-to-back-fintech-startups?utm_medium=rssfinextra&utm_source=finextrafeed [pubDate] => Tue, 21 Oct 2025 12:29:00 GMT [description] => A consortium of 20 UK-based pension funds, asset managers and asset owners is set to invest in the country's fintech sector. ) [7] => SimpleXMLElement Object ( [title] => EBAday 2026 heads to Copenhagen: Early bird registration now open [link] => https://www.finextra.com/newsarticle/46790/ebaday-2026-heads-to-copenhagen-early-bird-registration-now-open?utm_medium=rssfinextra&utm_source=finextrafeed [guid] => https://www.finextra.com/newsarticle/46790/ebaday-2026-heads-to-copenhagen-early-bird-registration-now-open?utm_medium=rssfinextra&utm_source=finextrafeed [pubDate] => Tue, 21 Oct 2025 12:14:00 GMT [description] => The European payments and transaction banking community will gather in Copenhagen on 16-17 June for the 21st edition of EBAday, the continent’s leading summit for industry professionals. Hosted at the Bella Centre, EBAday 2026 promises two days of high-impact networking, strategic insight, and forward-looking discussion. ) [8] => SimpleXMLElement Object ( [title] => Mexican fintech Plata sees valuation exceed $3bn [link] => https://www.finextra.com/newsarticle/46788/mexican-fintech-plata-sees-valuation-exceed-3bn?utm_medium=rssfinextra&utm_source=finextrafeed [guid] => https://www.finextra.com/newsarticle/46788/mexican-fintech-plata-sees-valuation-exceed-3bn?utm_medium=rssfinextra&utm_source=finextrafeed [pubDate] => Tue, 21 Oct 2025 11:35:00 GMT [description] => Plata, a startup based in Mexico and founded by three former Tinkoff executives has completed a $250m fund raise. ) [9] => SimpleXMLElement Object ( [title] => Japanese banks jointly launch stablecoin [link] => https://www.finextra.com/newsarticle/46787/japanese-banks-jointly-launch-stablecoin?utm_medium=rssfinextra&utm_source=finextrafeed [guid] => https://www.finextra.com/newsarticle/46787/japanese-banks-jointly-launch-stablecoin?utm_medium=rssfinextra&utm_source=finextrafeed [pubDate] => Tue, 21 Oct 2025 10:55:00 GMT [description] => Three of the largest banks in Japan are joining forces for the launch of a unified stablecoin. ) [10] => SimpleXMLElement Object ( [title] => Canada preps financial crime agency [link] => https://www.finextra.com/newsarticle/46785/canada-preps-financial-crime-agency?utm_medium=rssfinextra&utm_source=finextrafeed [guid] => https://www.finextra.com/newsarticle/46785/canada-preps-financial-crime-agency?utm_medium=rssfinextra&utm_source=finextrafeed [pubDate] => Tue, 21 Oct 2025 00:01:00 GMT [description] => Canada is setting up a financial crimes agency to take on a rising tide of online scams as part of a national anti-fraud strategy that will also require more action from banks. ) [11] => SimpleXMLElement Object ( [title] => UK watchdog clears Global Payments' $22.7bn Worldpay acquisition [link] => https://www.finextra.com/newsarticle/46784/uk-watchdog-clears-global-payments-227bn-worldpay-acquisition?utm_medium=rssfinextra&utm_source=finextrafeed [guid] => https://www.finextra.com/newsarticle/46784/uk-watchdog-clears-global-payments-227bn-worldpay-acquisition?utm_medium=rssfinextra&utm_source=finextrafeed [pubDate] => Mon, 20 Oct 2025 17:23:00 GMT [description] => The UK's Competition and Markets Authority (CMA) has cleared Global Payments' $22.7 billion deal to acquire Worldpay. ) [12] => SimpleXMLElement Object ( [title] => Stablecoin settlement provider StraitsX continues regional expansion [link] => https://www.finextra.com/pressarticle/107612/stablecoin-settlement-provider-straitsx-continues-regional-expansion?utm_medium=rssfinextra&utm_source=finextrafeed [guid] => https://www.finextra.com/pressarticle/107612/stablecoin-settlement-provider-straitsx-continues-regional-expansion?utm_medium=rssfinextra&utm_source=finextrafeed [pubDate] => Wed, 22 Oct 2025 10:17:00 GMT [description] => StraitsX, the stablecoin-native settlement layer driving global finance, and Fazz Financial Group (“Fazz”), a leading ecosystem of financial services in Southeast Asia, today announced the next phase of its regional expansion, supported by a new strategic investment from UQPAY, Asia’s leading cross-border payment solutions provider leveraging stablecoin infrastructure, and continued backing of existing investor NTT DOCOMO, INC. (“DOCOMO”), Japan’s leading mobile and digital-services company. ) [13] => SimpleXMLElement Object ( [title] => Smarsh and Jeffries extend relaitonship [link] => https://www.finextra.com/pressarticle/107611/smarsh-and-jeffries-extend-relaitonship?utm_medium=rssfinextra&utm_source=finextrafeed [guid] => https://www.finextra.com/pressarticle/107611/smarsh-and-jeffries-extend-relaitonship?utm_medium=rssfinextra&utm_source=finextrafeed [pubDate] => Wed, 22 Oct 2025 10:13:00 GMT [description] => Today, Smarsh announced that Jefferies has selected the company’s flagship communications surveillance technology to address the growing challenge of monitoring vast and complex digital communications. ) [14] => SimpleXMLElement Object ( [title] => Simply Business launhces AI-powered insurance advisor [link] => https://www.finextra.com/pressarticle/107610/simply-business-launhces-ai-powered-insurance-advisor?utm_medium=rssfinextra&utm_source=finextrafeed [guid] => https://www.finextra.com/pressarticle/107610/simply-business-launhces-ai-powered-insurance-advisor?utm_medium=rssfinextra&utm_source=finextrafeed [pubDate] => Wed, 22 Oct 2025 10:09:00 GMT [description] => Simply Business, LLC, the leading digital marketplace for easily finding, comparing, and buying tailored small business insurance in the U.S., today announced the launch of its first-of-its-kind AI-powered insurance advisor, transforming the insurance buying process for entrepreneurs. ) [15] => SimpleXMLElement Object ( [title] => PNC Bank joins FedNow [link] => https://www.finextra.com/pressarticle/107609/pnc-bank-joins-fednow?utm_medium=rssfinextra&utm_source=finextrafeed [guid] => https://www.finextra.com/pressarticle/107609/pnc-bank-joins-fednow?utm_medium=rssfinextra&utm_source=finextrafeed [pubDate] => Tue, 21 Oct 2025 17:51:00 GMT [description] => PNC Bank, N.A., today announced it has expanded its instant payments capabilities by joining the Federal Reserve’s instant payments system, the FedNow Service. ) [16] => SimpleXMLElement Object ( [title] => Streetbeat raises $15m to scale AI for wealth managers [link] => https://www.finextra.com/pressarticle/107608/streetbeat-raises-15m-to-scale-ai-for-wealth-managers?utm_medium=rssfinextra&utm_source=finextrafeed [guid] => https://www.finextra.com/pressarticle/107608/streetbeat-raises-15m-to-scale-ai-for-wealth-managers?utm_medium=rssfinextra&utm_source=finextrafeed [pubDate] => Tue, 21 Oct 2025 17:49:00 GMT [description] => Streetbeat, an AI-powered intelligence platform for financial professionals and retail investors, today announced $15 million in Series A funding to further expand the use of AI agents for trading. ) [17] => SimpleXMLElement Object ( [title] => Key Commercial Bank names Eric Girard head of embedded banking [link] => https://www.finextra.com/pressarticle/107607/key-commercial-bank-names-eric-girard-head-of-embedded-banking?utm_medium=rssfinextra&utm_source=finextrafeed [guid] => https://www.finextra.com/pressarticle/107607/key-commercial-bank-names-eric-girard-head-of-embedded-banking?utm_medium=rssfinextra&utm_source=finextrafeed [pubDate] => Tue, 21 Oct 2025 17:47:00 GMT [description] => Key Commercial Bank has named industry veteran Eric Girard Head of Embedded Banking and Co-head of Commercial Product. ) [18] => SimpleXMLElement Object ( [title] => RTX Fintech names André Léger chief product officer [link] => https://www.finextra.com/pressarticle/107606/rtx-fintech-names-andr-lger-chief-product-officer?utm_medium=rssfinextra&utm_source=finextrafeed [guid] => https://www.finextra.com/pressarticle/107606/rtx-fintech-names-andr-lger-chief-product-officer?utm_medium=rssfinextra&utm_source=finextrafeed [pubDate] => Tue, 21 Oct 2025 15:24:00 GMT [description] => RTX Fintech & Research (“RTX Fintech”), a leading US electronic interdealer trading platform for interest rate swaps, today announced the appointment of André Léger as Chief Product Officer and Head of Markets, Asia. ) [19] => SimpleXMLElement Object ( [title] => Zopa launches 4.75% Easy Access savings product [link] => https://www.finextra.com/pressarticle/107605/zopa-launches-475-easy-access-savings-product?utm_medium=rssfinextra&utm_source=finextrafeed [guid] => https://www.finextra.com/pressarticle/107605/zopa-launches-475-easy-access-savings-product?utm_medium=rssfinextra&utm_source=finextrafeed [pubDate] => Tue, 21 Oct 2025 14:53:00 GMT [description] => Digital bank Zopa has launched a market-leading Easy Access savings product offering 4.75% AER. ) [20] => SimpleXMLElement Object ( [title] => Jump acquires Mobile Assistant [link] => https://www.finextra.com/pressarticle/107604/jump-acquires-mobile-assistant?utm_medium=rssfinextra&utm_source=finextrafeed [guid] => https://www.finextra.com/pressarticle/107604/jump-acquires-mobile-assistant?utm_medium=rssfinextra&utm_source=finextrafeed [pubDate] => Tue, 21 Oct 2025 14:46:00 GMT [description] => Jump, the leading provider of artificial intelligence (AI) solutions for financial advisors and financial services, today announced its acquisition of Mobile Assistant, a leader in advisor transcription services. ) [21] => SimpleXMLElement Object ( [title] => Tensec secures $60m credit facility to build 'Stripe for global trade' [link] => https://www.finextra.com/pressarticle/107603/tensec-secures-60m-credit-facility-to-build-stripe-for-global-trade?utm_medium=rssfinextra&utm_source=finextrafeed [guid] => https://www.finextra.com/pressarticle/107603/tensec-secures-60m-credit-facility-to-build-stripe-for-global-trade?utm_medium=rssfinextra&utm_source=finextrafeed [pubDate] => Tue, 21 Oct 2025 14:42:00 GMT [description] => Tensec, a fintech startup focused on providing cross-border financial services, today announced a strategic $60 million credit facility with Upper90 Capital Management, LP ("Upper90"). The financing enables Tensec to expand its annual trade volume from $500MM to $5B, addressing surging demand from its import/export trading clients. ) [22] => SimpleXMLElement Object ( [title] => Salt Edge and Sola partnet to power instant payments across Europe [link] => https://www.finextra.com/pressarticle/107602/salt-edge-and-sola-partnet-to-power-instant-payments-across-europe?utm_medium=rssfinextra&utm_source=finextrafeed [guid] => https://www.finextra.com/pressarticle/107602/salt-edge-and-sola-partnet-to-power-instant-payments-across-europe?utm_medium=rssfinextra&utm_source=finextrafeed [pubDate] => Tue, 21 Oct 2025 13:37:00 GMT [description] => Sola, a European fintech infrastructure company building a next-generation payments and open banking gateway, has partnered with Salt Edge, a leading provider of open banking solutions, to enhance its payment capabilities and accelerate the adoption of alternative payment methods across Europe. ) [23] => SimpleXMLElement Object ( [title] => Travelex launches wholesale banknote operations in Canada [link] => https://www.finextra.com/pressarticle/107601/travelex-launches-wholesale-banknote-operations-in-canada?utm_medium=rssfinextra&utm_source=finextrafeed [guid] => https://www.finextra.com/pressarticle/107601/travelex-launches-wholesale-banknote-operations-in-canada?utm_medium=rssfinextra&utm_source=finextrafeed [pubDate] => Tue, 21 Oct 2025 13:30:00 GMT [description] => Leading foreign exchange company Travelex has launched onshore wholesale banknote operations in Canada, marking a significant milestone in its global expansion strategy. ) [24] => SimpleXMLElement Object ( [title] => The Next-Gen Banking Stack: Cloud, AI, and Quantum on the Horizon [link] => https://www.finextra.com/videoarticle/3373/the-next-gen-banking-stack-cloud-ai-and-quantum-on-the-horizon?utm_medium=rssfinextra&utm_source=finextrafeed [guid] => https://www.finextra.com/videoarticle/3373/the-next-gen-banking-stack-cloud-ai-and-quantum-on-the-horizon?utm_medium=rssfinextra&utm_source=finextrafeed [pubDate] => Tue, 21 Oct 2025 09:00:00 GMT [description] => At Sibos 2025 in Frankfurt, Mark Fieldhouse of Form3 and Shanker Ramamurthy of IBM explored the convergence of infrastructure and innovation in financial services, emphasising the shift toward hybrid multicloud environments. They highlighted how banks are blending on-premise, cloud, and SaaS models to achieve agility, resilience, and scalability, laying the groundwork for transformative technologies like generative AI and quantum computing. Ramamurthy noted that tech is no longer just executing strategy but actively shaping it, while Fieldhouse stressed the importance of API-first architectures for delivering agile services. Together, they underscored the urgency for financial institutions to rethink compute paradigms, accelerate execution, and build ecosystems that support next-generation capabilities. ) [25] => SimpleXMLElement Object ( [title] => How Onboarding Automation Creates Inclusion, But AI Still Needs Strategic Oversight [link] => https://www.finextra.com/videoarticle/3372/how-onboarding-automation-creates-inclusion-but-ai-still-needs-strategic-oversight?utm_medium=rssfinextra&utm_source=finextrafeed [guid] => https://www.finextra.com/videoarticle/3372/how-onboarding-automation-creates-inclusion-but-ai-still-needs-strategic-oversight?utm_medium=rssfinextra&utm_source=finextrafeed [pubDate] => Mon, 20 Oct 2025 13:00:00 GMT [description] => Speaking to FinextraTV at Sibos in Frankfurt, Andy Schmidt, Vice President, Global Industry Lead - Banking, CGI, expressed his belief that one of the key value gains from AI is within the automation of onboarding processes. Schmidt explains how the automation of data collection, fraud detection and onboarding creates a more inclusive environment for mobile-first customers who are more reluctant to deal with physical branches and people. Noting a sustained rise in demand for digital acceleration, Schmidt outlines the vast benefits of AI, but warns against being lulled into a false sense of security, stressing the importance of human strategic oversight still being intrinsically involved. ) [26] => SimpleXMLElement Object ( [title] => Why Banks Need Direct Connectivity and Mobile Wallet Optimisation to Stay Ahead [link] => https://www.finextra.com/videoarticle/3368/why-banks-need-direct-connectivity-and-mobile-wallet-optimisation-to-stay-ahead?utm_medium=rssfinextra&utm_source=finextrafeed [guid] => https://www.finextra.com/videoarticle/3368/why-banks-need-direct-connectivity-and-mobile-wallet-optimisation-to-stay-ahead?utm_medium=rssfinextra&utm_source=finextrafeed [pubDate] => Fri, 17 Oct 2025 10:00:00 GMT [description] => Sharing insights into the cross-border landscape and sentiments at Sibos 2025 in Frankfurt, Stanley Wachs, Head of Europe and Africa, Dandelion Payments described how, as customers continue to expect more from their cross-border payment experience, banks are having to rethink their operational processes. Wachs explains how he has seen a shift from traditional correspondent banking models with multiple intermediaries towards a focus on direct connectivity and more efficiency, leading them to partner with Fintechs and, by extension, regain some of their market share. Another key part of these collaborations, he says, is the ability to be optimised for mobile wallets, which still provide fundamental access to the financial ecosystem for many across the world. ) [27] => SimpleXMLElement Object ( [title] => AI Without Governance Is Just Guesswork: Rethinking Reconciliation in Real Time [link] => https://www.finextra.com/videoarticle/3364/ai-without-governance-is-just-guesswork-rethinking-reconciliation-in-real-time?utm_medium=rssfinextra&utm_source=finextrafeed [guid] => https://www.finextra.com/videoarticle/3364/ai-without-governance-is-just-guesswork-rethinking-reconciliation-in-real-time?utm_medium=rssfinextra&utm_source=finextrafeed [pubDate] => Wed, 15 Oct 2025 12:00:00 GMT [description] => At Sibos 2025 in Frankfurt, Tom Warsop, CEO of ACI Worldwide, reflected on the urgency driving payments modernisation, especially among traditional financial institutions. He highlighted the growing interest in stablecoins and tokenised deposits, noting their potential to enhance cross-border transactions without undermining existing systems. Warsop emphasised the importance of education to overcome fear and unlock innovation, urging institutions to embrace new payment types and lean into their trusted market positions ) [28] => SimpleXMLElement Object ( [title] => How Shared Standards are Bridging the Gap Between TradFi and DeFi [link] => https://www.finextra.com/videoarticle/3362/how-shared-standards-are-bridging-the-gap-between-tradfi-and-defi?utm_medium=rssfinextra&utm_source=finextrafeed [guid] => https://www.finextra.com/videoarticle/3362/how-shared-standards-are-bridging-the-gap-between-tradfi-and-defi?utm_medium=rssfinextra&utm_source=finextrafeed [pubDate] => Wed, 15 Oct 2025 10:00:00 GMT [description] => At Sibos 2025 in Frankfurt, Sergey Nazarov, Co-Founder, Chainlink shared his insights into how off-chain and on-chain financial standards are beginning to merge into one, more efficient and cost effective framework. Giving examples of how traditional finance is becoming more compatible with its decentralised counterpart, Nazarov explains how the landscape is an exciting point in its evolution, with higher quality data, AI capabilities and more cohesive standards and how he believes the future will see greater digital assets, than those in traditional finance. ) [29] => SimpleXMLElement Object ( [title] => Speed, Standardisation and Safety: How the G20 is Creating a Better Payments World [link] => https://www.finextra.com/videoarticle/3370/speed-standardisation-and-safety-how-the-g20-is-creating-a-better-payments-world?utm_medium=rssfinextra&utm_source=finextrafeed [guid] => https://www.finextra.com/videoarticle/3370/speed-standardisation-and-safety-how-the-g20-is-creating-a-better-payments-world?utm_medium=rssfinextra&utm_source=finextrafeed [pubDate] => Wed, 15 Oct 2025 07:00:00 GMT [description] => Whilst at the Finextra TV studio at Sibos 2025, Simon Eacott, Head of Payments, NatWest described the purpose-led initiatives behind the G20's mission, as well as outlining both the current progresses to be optimistic about and the crucial challenges left to solve. Eacott expressed a positivity surrounding the speed of cross-border payments, as well as the evolving adoption of messaging standardisation and explained how, with so many individual requirements, it takes a coalition of regulators, sharing fundamental principles and frameworks to succeed. Beyond this, he referenced the increase in conversation around the role stablecoins, CBDCs and digital assets within this journey, something that he stressed is good but should not lead to a primary focus on technology as a solution without first addressing the improvement of customer experiences at their core. ) [30] => SimpleXMLElement Object ( [title] => Agentic AI, Stablecoins and Rapid Tokenisation: How Corporate Commerce is Changing [link] => https://www.finextra.com/videoarticle/3367/agentic-ai-stablecoins-and-rapid-tokenisation-how-corporate-commerce-is-changing?utm_medium=rssfinextra&utm_source=finextrafeed [guid] => https://www.finextra.com/videoarticle/3367/agentic-ai-stablecoins-and-rapid-tokenisation-how-corporate-commerce-is-changing?utm_medium=rssfinextra&utm_source=finextrafeed [pubDate] => Tue, 14 Oct 2025 15:00:00 GMT [description] => Sharing her insights with FinextraTV whilst at Sibos in Frankfurt, Raj Seshadri, Chief Commercial Payments Officer, Mastercard, helped to paint a picture of an evolving commerce world in the face of rapidly progressing technologies and tools. Mentioning the undeniable influence of Agentic AI on corporate purchasing and T&E, Seshadri also describes how stablecoins, in conjunction with a strong network, provide yet another currency which inevitably provides more options to smaller businesses, enabling a more open market. She equally expresses a positivity towards multi-token networks driven by increased tokenisation that are inspiring more interoperability, bridging the gap between off-chain and on-chain payments. ) [31] => SimpleXMLElement Object ( [title] => How the Future of Payments Will Be a Unified Flow of Intelligent Financial Protection [link] => https://www.finextra.com/videoarticle/3365/how-the-future-of-payments-will-be-a-unified-flow-of-intelligent-financial-protection?utm_medium=rssfinextra&utm_source=finextrafeed [guid] => https://www.finextra.com/videoarticle/3365/how-the-future-of-payments-will-be-a-unified-flow-of-intelligent-financial-protection?utm_medium=rssfinextra&utm_source=finextrafeed [pubDate] => Tue, 14 Oct 2025 14:00:00 GMT [description] => Joining the FinextraTV studio at Sibos 2025 in Frankfurt, Scotty Perkins, Head of Product Management and Market Strategy at ACI Worldwide, shared insights on customer strategy and convergence in payments. Perkins discussed the growing demand for account-to-account and instant payments, highlighting that while banks anticipate significant growth, many are not yet fully prepared. Perkins also addressed the tension banks face between maintaining resilient legacy systems and adopting cloud-native technologies, advocating for a balanced strategy that supports both stability and innovation. ) [32] => SimpleXMLElement Object ( [title] => From Nostro to Now: Reinventing B2B Payments with Real-Time Orchestration [link] => https://www.finextra.com/videoarticle/3366/from-nostro-to-now-reinventing-b2b-payments-with-real-time-orchestration?utm_medium=rssfinextra&utm_source=finextrafeed [guid] => https://www.finextra.com/videoarticle/3366/from-nostro-to-now-reinventing-b2b-payments-with-real-time-orchestration?utm_medium=rssfinextra&utm_source=finextrafeed [pubDate] => Tue, 14 Oct 2025 12:30:00 GMT [description] => At Sibos 2025 in Frankfurt, Pratik Khowala, Global Head of Transfer Solutions, Mastercard, outlined how banks can better serve micro, small, and medium enterprises (MSMEs) in an increasingly globalised payments landscape. He emphasised the need for low-value, low-touch, intuitive platforms, offering multicurrency virtual accounts, competitive FX rates, and embedded digital experiences via simple APIs. Khowala also addressed modernisation in high-value B2B flows, highlighting how orchestration layers atop correspondent banking networks can help reduce errors, liquidity costs, and enable 24/7 real-time transactions. He stressed that trust, collaboration, and innovation, through partnerships and technologies like AI and stablecoins, are foundational to unlocking the full potential of cross-border B2B payments. ) [33] => SimpleXMLElement Object ( [title] => How Embedded Finance and Cloud Strategy Are Reshaping the Future of Payments [link] => https://www.finextra.com/videoarticle/3363/how-embedded-finance-and-cloud-strategy-are-reshaping-the-future-of-payments?utm_medium=rssfinextra&utm_source=finextrafeed [guid] => https://www.finextra.com/videoarticle/3363/how-embedded-finance-and-cloud-strategy-are-reshaping-the-future-of-payments?utm_medium=rssfinextra&utm_source=finextrafeed [pubDate] => Tue, 14 Oct 2025 11:30:00 GMT [description] => At Sibos 2025 in Frankfurt, Phil Bruno, Chief Strategy and Growth Officer at ACI Worldwide, discussed how strategic focus drives measurable outcomes across regions. He emphasised helping banks shift from maintaining legacy systems to investing in innovation, reducing complexity in payments, and accelerating time to market. Bruno also announced a new partnership with Solaris to unify instant payments, enabling customer-centric growth through modern, flexible infrastructure. ) [34] => SimpleXMLElement Object ( [title] => The Path to Perfect Payments: AI, APIs, and the Power of Platform Thinking [link] => https://www.finextra.com/videoarticle/3359/the-path-to-perfect-payments-ai-apis-and-the-power-of-platform-thinking?utm_medium=rssfinextra&utm_source=finextrafeed [guid] => https://www.finextra.com/videoarticle/3359/the-path-to-perfect-payments-ai-apis-and-the-power-of-platform-thinking?utm_medium=rssfinextra&utm_source=finextrafeed [pubDate] => Thu, 09 Oct 2025 11:00:00 GMT [description] => At Sibos 2025 in Frankfurt, Mick Fennell, Business Line Director, Payments, Temenos, defined the perfect payments experience as a dynamic balance of cost, access, speed, transparency, and security, tailored to diverse customer needs. He outlined seven key technology pillars driving progress, including AI, APIs, real-time processing, cloud computing, crypto, ISO 20022, and alternative networks. Fennell emphasised Temenos’ embedded AI approach, likening it to fruit baked into a cake, with real-world impact seen in fraud detection, payment repair, and co-pilot tools developed with partners like Microsoft. With AI able to reduce false positives in sanctions screening from around 6% to under 2%, he stressed the importance of responsible, regulator-approved models to ensure trust and transparency. ) [35] => SimpleXMLElement Object ( [title] => Why Banks Need to Automate Modernisation — Not Just Payments [link] => https://www.finextra.com/videoarticle/3361/why-banks-need-to-automate-modernisation--not-just-payments?utm_medium=rssfinextra&utm_source=finextrafeed [guid] => https://www.finextra.com/videoarticle/3361/why-banks-need-to-automate-modernisation--not-just-payments?utm_medium=rssfinextra&utm_source=finextrafeed [pubDate] => Thu, 09 Oct 2025 10:00:00 GMT [description] => At Sibos 2025 in Frankfurt, Oliver St Clair-Stannard, VP, Payments AI Strategy & GTM, RedCompass Labs, explains how banks can shift from human-built to Built-By-AI (BBAI), safely automating the complex change processes behind payments systems. He makes the case for expert trained Applied AI over generic co-pilots, and shows how measuring BBAI helps institutions modernise faster, with greater accuracy, control and auditability. ) [36] => SimpleXMLElement Object ( [title] => How Cloud Transformation is Key, But Culture Over Technology Reigns Supreme [link] => https://www.finextra.com/videoarticle/3360/how-cloud-transformation-is-key-but-culture-over-technology-reigns-supreme?utm_medium=rssfinextra&utm_source=finextrafeed [guid] => https://www.finextra.com/videoarticle/3360/how-cloud-transformation-is-key-but-culture-over-technology-reigns-supreme?utm_medium=rssfinextra&utm_source=finextrafeed [pubDate] => Wed, 08 Oct 2025 11:00:00 GMT [description] => ) [37] => SimpleXMLElement Object ( [title] => Financing & delivering resilient infrastructure: Discover Sustainable Finance Live’s 2025 hackathon [link] => https://www.finextra.com/event-info/588/financing--delivering-resilient-infrastructure-discover-sustainable-finance-lives-2025-hackathon?utm_medium=rssfinextra&utm_source=finextrafeed [guid] => https://www.finextra.com/event-info/588/financing--delivering-resilient-infrastructure-discover-sustainable-finance-lives-2025-hackathon?utm_medium=rssfinextra&utm_source=finextrafeed [pubDate] => Thu, 23 Oct 2025 15:00:00 GMT [description] => What will it take to build truly resilient infrastructure? ) [38] => SimpleXMLElement Object ( [title] => What’s next in wealth? Exploring European trends & priorities [link] => https://www.finextra.com/event-info/574/whats-next-in-wealth-exploring-european-trends--priorities?utm_medium=rssfinextra&utm_source=finextrafeed [guid] => https://www.finextra.com/event-info/574/whats-next-in-wealth-exploring-european-trends--priorities?utm_medium=rssfinextra&utm_source=finextrafeed [pubDate] => Tue, 28 Oct 2025 15:00:00 GMT [description] => How can wealth managers best serve the next generation of investors? ) [39] => SimpleXMLElement Object ( [title] => How smart FIs are achieving their AI transformation targets [link] => https://www.finextra.com/event-info/577/how-smart-fis-are-achieving-their-ai-transformation-targets?utm_medium=rssfinextra&utm_source=finextrafeed [guid] => https://www.finextra.com/event-info/577/how-smart-fis-are-achieving-their-ai-transformation-targets?utm_medium=rssfinextra&utm_source=finextrafeed [pubDate] => Thu, 30 Oct 2025 15:00:00 GMT [description] => Discover the most successful AI use cases in banking. ) [40] => SimpleXMLElement Object ( [title] => How the financial industry is smarter with AI, but safer with identity [link] => https://www.finextra.com/event-info/578/how-the-financial-industry-is-smarter-with-ai-but-safer-with-identity?utm_medium=rssfinextra&utm_source=finextrafeed [guid] => https://www.finextra.com/event-info/578/how-the-financial-industry-is-smarter-with-ai-but-safer-with-identity?utm_medium=rssfinextra&utm_source=finextrafeed [pubDate] => Thu, 06 Nov 2025 15:00:00 GMT [description] => In what ways can retrieval-augmented generation (RAG) enhance security and scalability? ) [41] => SimpleXMLElement Object ( [title] => Real-Time, Cross-Border and Domestic Payments Routing: The Single Rail Competitive Advantage [link] => https://www.finextra.com/event-info/583/real-time-cross-border-and-domestic-payments-routing-the-single-rail-competitive-advantage?utm_medium=rssfinextra&utm_source=finextrafeed [guid] => https://www.finextra.com/event-info/583/real-time-cross-border-and-domestic-payments-routing-the-single-rail-competitive-advantage?utm_medium=rssfinextra&utm_source=finextrafeed [pubDate] => Tue, 11 Nov 2025 15:00:00 GMT [description] => How are some financial institutions using a single-rail payment processing approach to lower costs and increase speed and efficiency across multiple domestic and international payment rails and types? How has this enhanced their competitiveness while improving transaction security at the same time? ) [42] => SimpleXMLElement Object ( [title] => Growing pains: Evolving core banking for an age of AI [link] => https://www.finextra.com/event-info/575/growing-pains-evolving-core-banking-for-an-age-of-ai?utm_medium=rssfinextra&utm_source=finextrafeed [guid] => https://www.finextra.com/event-info/575/growing-pains-evolving-core-banking-for-an-age-of-ai?utm_medium=rssfinextra&utm_source=finextrafeed [pubDate] => Thu, 13 Nov 2025 15:00:00 GMT [description] => From aging foundations to digital-first banking and AI. ) [43] => SimpleXMLElement Object ( [title] => GenAI and data management: The next-generation approach to customer experience [link] => https://www.finextra.com/event-info/579/genai-and-data-management-the-next-generation-approach-to-customer-experience?utm_medium=rssfinextra&utm_source=finextrafeed [guid] => https://www.finextra.com/event-info/579/genai-and-data-management-the-next-generation-approach-to-customer-experience?utm_medium=rssfinextra&utm_source=finextrafeed [pubDate] => Tue, 18 Nov 2025 15:00:00 GMT [description] => Why should FIs implement GenAI across their data processing flows? ) [44] => SimpleXMLElement Object ( [title] => Redefining global transaction banking with A2A and cross-border payments [link] => https://www.finextra.com/event-info/585/redefining-global-transaction-banking-with-a2a-and-cross-border-payments?utm_medium=rssfinextra&utm_source=finextrafeed [guid] => https://www.finextra.com/event-info/585/redefining-global-transaction-banking-with-a2a-and-cross-border-payments?utm_medium=rssfinextra&utm_source=finextrafeed [pubDate] => Thu, 20 Nov 2025 15:00:00 GMT [description] => How financial institutions, payment providers, and policymakers collaborate to unlock the full potential of instant, borderless payments? ) [45] => SimpleXMLElement Object ( [title] => Fintechs, regulation and innovation: The competitive advantage of compliance [link] => https://www.finextra.com/event-info/592/fintechs-regulation-and-innovation-the-competitive-advantage-of-compliance?utm_medium=rssfinextra&utm_source=finextrafeed [guid] => https://www.finextra.com/event-info/592/fintechs-regulation-and-innovation-the-competitive-advantage-of-compliance?utm_medium=rssfinextra&utm_source=finextrafeed [pubDate] => Tue, 25 Nov 2025 15:00:00 GMT [description] => How can fintechs deliver on innovation and compliance at the same time? ) [46] => SimpleXMLElement Object ( [title] => AI-powered banking stacks: The secret to fraud management [link] => https://www.finextra.com/event-info/591/ai-powered-banking-stacks-the-secret-to-fraud-management?utm_medium=rssfinextra&utm_source=finextrafeed [guid] => https://www.finextra.com/event-info/591/ai-powered-banking-stacks-the-secret-to-fraud-management?utm_medium=rssfinextra&utm_source=finextrafeed [pubDate] => Thu, 27 Nov 2025 15:00:00 GMT [description] => What does an AI bank of the future look like? ) [47] => SimpleXMLElement Object ( [title] => PREDICT 2026: Stablecoins in transition: Regulatory, technological and market forecasts [link] => https://www.finextra.com/event-info/582/predict-2026-stablecoins-in-transition-regulatory-technological-and-market-forecasts?utm_medium=rssfinextra&utm_source=finextrafeed [guid] => https://www.finextra.com/event-info/582/predict-2026-stablecoins-in-transition-regulatory-technological-and-market-forecasts?utm_medium=rssfinextra&utm_source=finextrafeed [pubDate] => Tue, 02 Dec 2025 15:00:00 GMT [description] => Stablecoin transaction volumes surpassed that of Visa and Mastercard combined in 2024. What next? ) [48] => SimpleXMLElement Object ( [title] => The ‘E’ word: Balancing efficiency and empathy in retail payments disputes with AI [link] => https://www.finextra.com/event-info/594/the-e-word-balancing-efficiency-and-empathy-in-retail-payments-disputes-with-ai?utm_medium=rssfinextra&utm_source=finextrafeed [guid] => https://www.finextra.com/event-info/594/the-e-word-balancing-efficiency-and-empathy-in-retail-payments-disputes-with-ai?utm_medium=rssfinextra&utm_source=finextrafeed [pubDate] => Thu, 04 Dec 2025 15:00:00 GMT [description] => What are the key regulatory differences across regions – for example, the UK, US, Canada - that impact how banks handle consumer disputes, and how should institutions adapt their processes accordingly? ) [49] => SimpleXMLElement Object ( [title] => Financial crime outlook 2026: What are the key trends across KYC, AML and fraud applications? [link] => https://www.finextra.com/event-info/595/financial-crime-outlook-2026-what-are-the-key-trends-across-kyc-aml-and-fraud-applications?utm_medium=rssfinextra&utm_source=finextrafeed [guid] => https://www.finextra.com/event-info/595/financial-crime-outlook-2026-what-are-the-key-trends-across-kyc-aml-and-fraud-applications?utm_medium=rssfinextra&utm_source=finextrafeed [pubDate] => Thu, 11 Dec 2025 15:00:00 GMT [description] => How are banks balancing risk management, regulation, and innovation? ) [50] => SimpleXMLElement Object ( [title] => PREDICT 2026: New financial fabric - Digital assets, smart infrastructure, global resilience [link] => https://www.finextra.com/event-info/593/predict-2026-new-financial-fabric---digital-assets-smart-infrastructure-global-resilience?utm_medium=rssfinextra&utm_source=finextrafeed [guid] => https://www.finextra.com/event-info/593/predict-2026-new-financial-fabric---digital-assets-smart-infrastructure-global-resilience?utm_medium=rssfinextra&utm_source=finextrafeed [pubDate] => Thu, 08 Jan 2026 15:00:00 GMT [description] => How are central banks and financial institutions leveraging AI and quantum technologies to future-proof digital asset infrastructure and policy frameworks? ) [51] => SimpleXMLElement Object ( [title] => Top 10 Fintech Software Development Companies Leading the Technological Revolution 2025 [link] => https://www.finextra.com/blogposting/29598/top-10-fintech-software-development-companies-leading-the-technological-revolution-2025?utm_medium=rssfinextra&utm_source=finextrafeed [guid] => https://www.finextra.com/blogposting/29598/top-10-fintech-software-development-companies-leading-the-technological-revolution-2025?utm_medium=rssfinextra&utm_source=finextrafeed [pubDate] => Thu, 16 Oct 2025 07:02:40 GMT [description] => The financial technology world keeps changing fast in 2025, pushed by artificial intelligence, block... ) [52] => SimpleXMLElement Object ( [title] => XMR Prospects to 2030 : The Future of Privacy, Decentralization, and Financial Sovereignty [link] => https://www.finextra.com/blogposting/29608/xmr-prospects-to-2030--the-future-of-privacy-decentralization-and-financial-sovereignty?utm_medium=rssfinextra&utm_source=finextrafeed [guid] => https://www.finextra.com/blogposting/29608/xmr-prospects-to-2030--the-future-of-privacy-decentralization-and-financial-sovereignty?utm_medium=rssfinextra&utm_source=finextrafeed [pubDate] => Thu, 16 Oct 2025 20:23:57 GMT [description] => In the developing world of cryptocurrencies, few have remained ideologically pure and technically so... ) [53] => SimpleXMLElement Object ( [title] => eIDAS 2.0: Turning Compliance into Competitive Advantage in European Finance [link] => https://www.finextra.com/blogposting/29601/eidas-20-turning-compliance-into-competitive-advantage-in-european-finance?utm_medium=rssfinextra&utm_source=finextrafeed [guid] => https://www.finextra.com/blogposting/29601/eidas-20-turning-compliance-into-competitive-advantage-in-european-finance?utm_medium=rssfinextra&utm_source=finextrafeed [pubDate] => Thu, 16 Oct 2025 09:26:51 GMT [description] => With mandatory adoption looming, early-moving financial institutions can turn eIDAS 2.0 regulations ... ) [54] => SimpleXMLElement Object ( [title] => What Happens to Card Schemes in a World Dominated by Account-to-Account Payments? [link] => https://www.finextra.com/blogposting/29599/what-happens-to-card-schemes-in-a-world-dominated-by-account-to-account-payments?utm_medium=rssfinextra&utm_source=finextrafeed [guid] => https://www.finextra.com/blogposting/29599/what-happens-to-card-schemes-in-a-world-dominated-by-account-to-account-payments?utm_medium=rssfinextra&utm_source=finextrafeed [pubDate] => Thu, 16 Oct 2025 07:08:29 GMT [description] => Account-to-account (A2A) payments powered by instant payment infrastructures and open banking APIs a... ) [55] => SimpleXMLElement Object ( [title] => AI in banking: From experiment to imperative [link] => https://www.finextra.com/blogposting/29604/ai-in-banking-from-experiment-to-imperative?utm_medium=rssfinextra&utm_source=finextrafeed [guid] => https://www.finextra.com/blogposting/29604/ai-in-banking-from-experiment-to-imperative?utm_medium=rssfinextra&utm_source=finextrafeed [pubDate] => Thu, 16 Oct 2025 10:40:11 GMT [description] => Artificial Intelligence (AI) is rapidly moving from isolated pilots to the core of banking strategy.... ) ) ) ) Consumers increasingly concerned about AI scamsAmerican Fintech Council calls on CFPB to prohibit open banking data access feesFed Governor touts 'skinny' masters accounts to promote payments innovationOpenAI hires Wall Street bankers to train AI in financial modelsCoinbase buys crypto investment platform EchoTrueLayer to acquire open banking rival ZimplerUK pension funds to back fintech startupsEBAday 2026 heads to Copenhagen: Early bird registration now openMexican fintech Plata sees valuation exceed $3bnJapanese banks jointly launch stablecoin