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European payment fraud rate remains steady

December 19th 2025

The payment fraud rate in the European Economic Area was stable in 2024 at around 0.002% of total value of transactions, with the benefits of strong customer authentication (SCA) offset by the rise of new types of scams.

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PayPal applies for US banking licence

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Klarna gives merchants the tools for discovery by AI agents

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World super app gets more crypto payment features

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Stripe launches tech to help firms sell through AI agents

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N26 hit with fresh BaFin sanctions; appoints Mike Dargan CEO

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BaFin imposes sanctions on N26

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Ripple and Circle win approval to open as national trust banks

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Ripple and Circle win approval to open as national trust banka

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Visa launches stablecoin advisory practice

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JPMorgan launches tokenized money market fund

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Ripple wins approval for creation of national trust bank

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FCA to encourage broker use of AI in mortgage market

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NatWest opens applications for fintech growth programme

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BBVA doubles down on ChatGPT with OpenAI alliance

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Nationwide fined £44m for lax financial crime controls

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Terraform’s Do Kwon sentenced to 15 years in prison for ‘epic’ fraud

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JP Morgan arranges US Commercial Paper issuance for Galaxy holdings on Solana

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Grasshopper Bank acquired by Enova for $369 million

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Mollie agrees GoCardless acquisition

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Tandem Bank appoints former Bó CTO as chief technology officer

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